In addition, the real estate that will serve as collateral, should not be prescribed to minors. According to financial analysts one of the most popular tricks of financial institutions advertising their own loan products are so-called interest-free loans that are issued to potential borrowers in times of celebrations such as new year or Christmas to buy expensive gifts to their relatives or loved ones. Also during these six months, you can not just abandon the inheritance, but also to transfer the right of inheritance to a third party. If you have already applied for a loan on bad terms, you might think that the Bank lied that the Treaty violates your rights, you can still try to terminate it. But when the inheritance is passive part sometimes plays the most active role.
If the property was bequeathed to minors, the decision will be for them to take the parents or official guardians. But when the inheritance is passive part sometimes plays the most active role. As a result, the client might get the feeling that he cheated, but it will not be so.
It should be noted that loans to purchase real estate are considered to be rational, however, some borrowers even when getting these loans manage to overreact. Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. Minors are considered children up to 14 years. To accept the inheritance is given a fixed term – 6 months. After 14 to 18 years and the decision on acceptance of the inheritance and, accordingly, obligations for the payment of the loan, the heir will be considered together with the guardians. Less under the dependence of the cars are women the same age as the above men whose main "sick" is the new clothes and shopping, such as coats, raincoats, fur coats or jewelry. However, in any case, the loan inherited, become a headache not the heir, and his guardians. Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. Financial institutions, in turn, try not to spoil its clients with mood like little things and hold back fees.